“Made poor financial decisions and budgeting mistakes in my early 20s”

Item: Made poor financial decisions and budgeting mistakes in my early 20s
Rating: 2
Author: u/allofmyanxiety

What Actually Happened

I accumulated credit card debt and medical debt due to health issues and poor financial decisions

What I wish I knew

"I wish I had been more responsible with my finances"

Advice to Someone Facing This Now

If I could tell you one thing

"Create a budget and stick to it to avoid financial problems"

Regret Index

8/10

Clear regret.
The downsides outweighed what was gained.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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financial Category

1,609

financial decisions logged. Avg regret 5.4/10 across the category.

Same Outcome Band

43%

of financial decisions land in the severe band the same as this one.