financialCredit Score
#RI-69e34330·5 months ago·
1
“Maxed credit card during job loss”
What Actually Happened
Credit card company reported missed payments and charged off, hurting credit score
What I wish I knew
"Credit card company's reporting practices"
Advice to Someone Facing This Now
If I could tell you one thing
"Verify credit reports and dispute errors"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
React, question, or discuss this decision.