Verified Submission
FinanceCredit Card Debt
#RI-6aabcb53·4 months ago·
1
Author avatar
Lookback: 2 years

“Moved to new city without savings plan”

I accumulated $10K in credit card debt and paid it off in 2 years through strict budgeting and side jobs

What I wish I knew
"I wish I had a savings plan and understood credit before moving to a new city"
If I could tell you one thing
"Create a savings plan and educate yourself on personal finance before making big decisions"
0
8/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

Advice for Someone Facing This

Short, upvotable wisdom. The most helpful rises to the top.

No advice yet. Be the first to share wisdom.

Discussion

React, question, or discuss this decision.

Sign into join the discussion
Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
36%
of Finance decisions land in the severe band the same as this one.