financialCredit Card Debt
#RI-69c91f35·4 months ago·
1
“Consolidate credit card debt or balance transfer”
What Actually Happened
I relied on credit card for daily expenses after job loss
What I wish I knew
"Research credit card terms before using it for expenses"
Advice to Someone Facing This Now
If I could tell you one thing
"Pay more than minimum to avoid long payoff periods"
Regret Index
6/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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financial Category
1,609
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
9%
of financial decisions land in the regret band the same as this one.
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