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financedebt
#RI-69c91b6d·4 months ago·
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sort out finances to pay off debt and save

I have $29,921 in debt and no savings due to bad spending habits and low income

What I wish I knew
"how to manage finances effectively"
If I could tell you one thing
"create a budget and prioritize debt repayment"
0
8/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

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finance Category
370
finance decisions logged. Avg regret 4.5/10 across the category.
Same Outcome Band
25%
of finance decisions land in the severe band the same as this one.