What Actually Happened
First the liabilities. I'm 40 and I have about 85k in student loans. When I was 18, everyone in my community went to small private colleges that really bled me dry. Live and learn 😞 I recently consolidated all of my credit card, car loan and personal loan balances into a heloc, about 50k at 8%. I have 4 kids, aged Kindergarten to 7th grade.
My month to month looks like the following:
W2 Day Job - $5,100 after taxes and insurance
1099 Evening Job - $1300-$1700
Wife 1099 - $950
**Total
What I wish I knew
"N/A"
Advice to Someone Facing This Now
If I could tell you one thing
"N/A"
Regret Score
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Financial Category Average
?%
of Financial decisions share a similar regret distribution. (Coming soon)
Impact
-
Financial and Psychosocial impact distributions for this subset.
Advice for Someone Facing This
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