financialdebt
#RI-6a7aa753·6 days ago·
1
“kept failing at debt payoff”
What Actually Happened
kept failing at debt payoff for 4 years due to lack of knowledge on spending
What I wish I knew
"tracked actual spending"
Advice to Someone Facing This Now
If I could tell you one thing
"do embarrassing exercise of categorizing transactions"
Regret Index
10/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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financial Category
1,485
financial decisions logged. Avg regret 5.4/10 across the category.
Same Outcome Band
43%
of financial decisions land in the severe band the same as this one.
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