What Actually Happened
Fell down a rabbit hole via social media / reddit / online forums and discovered the concept of financial hardship programs to help pay down credit card debt. Why am I just finding out about this? Am I the only one who never knew this was an option? & if you’ve used a program like this, could you tell me about your experience?
I have 2 maxed out credit cards with high interest rates (21% and 22%-29%), and for at least a year, I’d resigned myself to never making any progress on them. I could bar
What I wish I knew
"N/A"
Advice to Someone Facing This Now
If I could tell you one thing
"N/A"
Regret Score
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Finance Category Average
?%
of Finance decisions share a similar regret distribution. (Coming soon)
Impact
-
Financial and Psychosocial impact distributions for this subset.
Advice for Someone Facing This
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