“using credit cards for daily expenses”

Item: using credit cards for daily expenses
Rating: 2
Author: u/disgustingnewspaper

What Actually Happened

I've accumulated $2100 in credit card debt due to overspending

What I wish I knew

"how to budget with irregular income"

Advice to Someone Facing This Now

If I could tell you one thing

"freeze and cut up credit cards, use cash instead"

Regret Index

8/10

Clear regret.
The downsides outweighed what was gained.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Personal Finance Category

Personal Finance decisions logged. Avg regret 3.4/10 across the category.

Same Outcome Band

21%

of Personal Finance decisions land in the severe band the same as this one.