“Accumulated $43k in credit card debts”

Item: Accumulated $43k in credit card debts
Rating: 2
Author: u/Huge_Cap_8244

What Actually Happened

Debt impacted my personality, mood, and sense of self. I kept going over budget due to laziness and boredom.

What I wish I knew

"To live within my means and avoid debt"

Advice to Someone Facing This Now

If I could tell you one thing

"Be mindful of your spending habits and prioritize self-discipline"

Regret Index

8/10

Clear regret.
The downsides outweighed what was gained.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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Finance Category

2,949

Finance decisions logged. Avg regret 4.9/10 across the category.

Same Outcome Band

36%

of Finance decisions land in the severe band the same as this one.