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personal financeDebt Repayment
#RI-6a6aff78·7 months ago·
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Lookback: 5 years

Consolidate vs Snowball debt repayment method

Paid off major loan, now tackling 40k credit card debt

What I wish I knew
"Interest rates and payoff terms"
If I could tell you one thing
"Consider loan interest rates and flexibility"
0
7/10
Clear regret.
The downsides outweighed what was gained.
SettledMixedSevere

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personal finance Category
370
personal finance decisions logged. Avg regret 3.8/10 across the category.
Same Outcome Band
6%
of personal finance decisions land in the regret band the same as this one.