Personal FinanceCredit Scores
#RI-6a7aa7e2·4 months ago·
1
“Closing unused credit cards and HELOC”
What Actually Happened
Closing unused accounts may harm my credit score temporarily
What I wish I knew
"The impact of reduced available credit on credit scores"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider the potential long-term effects on credit utilization ratio"
Regret Index
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
Personal Finance Category
39
Personal Finance decisions logged. Avg regret 3.5/10 across the category.
Same Outcome Band
8%
of Personal Finance decisions land in the mixed band the same as this one.
React, question, or discuss this decision.