FinanceCredit Scores
#RI-6a7aa7e2·7 months ago·
1
“Closing unused credit cards and HELOC”
What Actually Happened
Closing unused accounts may harm my credit score temporarily
What I wish I knew
"The impact of reduced available credit on credit scores"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider the potential long-term effects on credit utilization ratio"
Regret Index
5/10
Significant downsides.
Complicated feelings about the outcome.
Complicated feelings about the outcome.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
15%
of Finance decisions land in the mixed band the same as this one.
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