What Actually Happened
The car is worth much less than the remaining balance, making it financially impossible to keep
What I wish I knew
"Refinancing isn't an option due to low credit score"
Advice to Someone Facing This Now
If I could tell you one thing
"Consider voluntary surrender and Chapter 7 bankruptcy to deal with deficiency balance"
Regret Score
8/10
High, persistent regret.
Has not decreased significantly with time.
Has not decreased significantly with time.
Financial Category Average
?%
of Financial decisions share a similar regret distribution. (Coming soon)
Impact
-
Financial and Psychosocial impact distributions for this subset.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
React, question, or discuss this decision.