personal financeLoans
#RI-69ba7049·3 months ago·
1
“Applied for personal loan with excellent credit”
What Actually Happened
Depleted savings, denied loan due to lack of credit history
What I wish I knew
"Credit history required for personal loans"
Advice to Someone Facing This Now
If I could tell you one thing
"Explore alternative financing options"
Regret Index
8/10
Clear regret.
The downsides outweighed what was gained.
The downsides outweighed what was gained.
Advice for Someone Facing This
Short, upvotable wisdom. The most helpful rises to the top.
No advice yet. Be the first to share wisdom.
personal finance Category
370
personal finance decisions logged. Avg regret 3.8/10 across the category.
Same Outcome Band
25%
of personal finance decisions land in the severe band the same as this one.
React, question, or discuss this decision.