FinanceRetirement Planning
#RI-6a6b0225·9 months ago·
1
“to use Amortization-Based Withdrawal for retirement spending”
What Actually Happened
Used ABW with 0% real growth, $1.2M initial balance, and $0 ending value, resulting in $40,000/year withdrawal
What I wish I knew
"Considered real-world complexities like future income and spending"
Advice to Someone Facing This Now
If I could tell you one thing
"Layer PMT functions to handle arbitrary income and spending needs"
Regret Index
2/10
Positive or neutral outcome.
Would make the same decision again.
Would make the same decision again.
Advice for Someone Facing This
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Finance Category
2,949
Finance decisions logged. Avg regret 4.9/10 across the category.
Same Outcome Band
41%
of Finance decisions land in the settled band the same as this one.
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