“Accumulating a lot of credit card debt.”

For the past years, I have accumulated a lot of debt. I have private and public student loans, personal loan, car loan, but what is causing me the most stress is credit card debt.

I work from 4 am till 7 pm and Saturdays and Sunday morning to pay all the bills and pay off the credit cards.

I feel alone and ashamed. When I try to talk to my wife, she tells me not to talk about it because it stresses her out which i understand since she is small business owner with her own stressors.

When i wa