“Accumulated $19K credit card debt after graduation”

Item: Accumulated $19K credit card debt after graduation
Rating: 0
Author: u_No_Teaching5581

What Actually Happened

Accumulated debt due to unemployment and high interest rates

What I wish I knew

"Checked credit card hardship programs sooner"

Advice to Someone Facing This Now

If I could tell you one thing

"Research and consider balance transfer options and financial hardship programs"

Regret Index

10/10

High, persistent regret.
Has not decreased significantly with time.

SettledMixedSevere

Advice for Someone Facing This

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Discussion

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financial Category

1,609

financial decisions logged. Avg regret 5.4/10 across the category.

Same Outcome Band

43%

of financial decisions land in the severe band the same as this one.